Guardian Wealth Management: May 2011

Friday 27 May 2011

If you’re asking the question ‘is a QROPS right for me?’

Guardian Wealth Management’s financial advisors offer help and advice to expats and clients around the world. If you’re an expat and are considering whether a Qualifying Recognised Overseas Pension Scheme (QROPS) is a better investment choice for you than a UK pension, our leading experts can help you make the right decision.

If you are wondering what the benefits of a QROPS are in comparison with any potential pitfalls, Guardian Wealth Management can help you to answer the question: Is a QROPS right for me?

Read more about whether QROPS is right for you

Pension Choices – British Pensions and Pensions Abroad

Planning for your retirement is a vital wealth management matter, regardless of your age. The sooner you plan for the future, the brighter it will be, so it's a wise idea to look into the various types of British pensions available. You can also consider investing your pension abroad; QROPS can provide a potentially advantageous alternative to a British pension for expats who have chosen a new life overseas.

If you’re looking into British pensions or pensions abroad, make sure that you seek professional advice from reputable advisors with the approved qualifications, such as Guardian Wealth Management. An expert financial advisor will have the most up to date information on all types of pensions, whether British pensions or pensions abroad.

Read more about pensions home and abroad

Thursday 19 May 2011

Wealth Management| Expat Finances | Guardian Wealth Management

Good wealth management and financial advice is always a vital part of your life planning, especially if you’re an expat. Unfortunately, with the pound in a weak position against its European neighbour, the euro, never has this been truer.

With the pound taking a hit in value amounting to a 20 percent decrease over the last 3 years or so, expats are finding that their wealth management strategies and financial plans need to be reviewed and revised. Guardian Wealth Management can help with all aspects of wealth management advice and are industry experts in Qualifying Recognised Overseas Pension Schemes (QROPS). If you’re an expat affected by the weak pound, a QROPS may be worth considering.

Read more on how to get the most from Wealth Management Advice

Expats Return Rates Increase

With their experience of providing financial advice to expats across the world, Guardian Wealth Management recognises that the current problems with the weak pound are creating huge problems for expats’ financial security. With expat pensioners being affected by this and fewer work opportunities for expats in even the most popular destinations, it is predicted that we will see a large number of expats choosing to rethink their wealth management strategy and lifestyle and return to the UK.

There is already evidence to suggest that many expats are looking at alternative wealth management solutions to provide a more stable lifestyle, with increasingly larger amounts of money being repatriated into the UK. Recent years have already seen many expats return, seeking a more positive financial future than their foreign lifestyles can currently offer.

New Zealand QROPS will benefit if voluntary code of conduct goes ahead

New Zealand QROPS have been the subject of negative press, with some QROPS providers being accused of mis-selling and some financial advisers suspected of unscrupulous activity. Strategi, a compliance consultancy company based in New Zealand, are working alongside financial advisers to come up with a new, voluntary code of conduct.

The intention is that by introducing this code of conduct, New Zealand QROPS and financial advisers will be able to repair the damage done by the bad press and help to boost New Zealand QROPS’ reputation. Guardian Wealth Management are supporting this positive move and welcome any reforms which will help to elevate the professional standing of wealth management and financial advice providers.

Wealth Management| Financial Advisers Careers | Guardian Wealth Management

Guardian Wealth Management is still on the look-out for new financial advisers to join their team, in order to expand their service and meet demand for providing premium quality wealth management solutions. With offices throughout Europe and the Middle East, Guardian Wealth Management is looking for fully qualified financial advisers to operate from the UK and many more to fulfil roles across the world.

If you’re a financial advisers looking for new career opportunities, it’s well worth speaking to the Guardian Wealth Management Group about the vacancies and locations that they are looking to fill. Even if you’re not yet qualified to QFC level 4, Guardian Wealth Management are offering a coaching programme to help financial advisers make the grade.

Wealth Management and Financial Advice Services See Big Improvement

The Financial Ombudsman Service have released their 2010/2011 annual report and Guardian Wealth Management are delighted to see that the number of complaints made against wealth management and financial advisers has dropped again in the most recent financial year.

Priding ourselves on only offering honest and trustworthy financial advice, Guardian Wealth Management adhere to all regulations laid out by the relevant authorities in all of the countries from which we supply our wealth management services. This latest news from the Financial Ombudsman Service indicates that more and more financial advisers are choosing to work within the strict parameters set out by the regulatory authorities. This is great news overall for the financial services industry, as service users across the world can rest assured that there are more wealth management organisations providing quality financial advice that they can trust.

Tuesday 17 May 2011

Financial Planning and Advice - International Life Assurance

At Guardian Wealth Management we appreciate that while life assurance is a vital aspect of financial planning, everybody’s circumstances are unique – this is why we really listen to our clients to ensure that we can give them the most relevant life assurance advice according to their personal needs.

Because Guardian Wealth Management offers truly independent financial advice, we can source the very best life assurance solutions from across the entire market place. This means that we can find the most appropriate life assurance policies for you to choose from, taking into account your individual circumstances and personal budget. We will offer you the latest information and help you to make an educated decision, giving you the peace of mind that your life assurance suits your exact needs.

Read more about International Life Assurance

Financial Planning and Advice - QROPS Pension Funds

Guardian Wealth Management is one of the leaders in the financial services industry, offering the most current financial planning advice to expats across the world. Our position as wealth management experts has given us fantastic insight into the financial planning needs of expats and we can offer vital, impartial advice regarding Qualifying Recognised Overseas Pension Schemes (QROPS).

QROPS can provide expats with many financial benefits, such as investment flexibility and great tax advantages. With financial advisors working from offices across Europe and the Middle East, we are always up to date with the latest QROPS rules across a wide range of jurisdictions. If you are looking for wealth management solutions that will provide a better return on the money you’ve worked hard for all your life, Guardian Wealth Management can offer you honest, independent advice based on your own individual requirements.

Financial Planning and Advice - Personal Financial Planning

Guardian Wealth Management provides a huge range of financial planning advice services, to help you secure the best wealth management strategy for your circumstances. We will work closely with you to understand your financial objectives and help you to source the best wealth management solutions to match your needs.

Our tailor made financial advice services will enable you to look at the bigger picture and set up a wealth management plan that can be reviewed and adjusted periodically to make sure that your money performs well for you, now and into the future. Guardian Wealth Management keeps in touch with any changes that may affect your financial planning strategy, so that we can always offer the very best and most relevant advice.

Financial Planning and Advice - Pension and Retirement Planning

When the time comes to relax and reap the rewards of a lifetime of work, you want to be sure that your money is working for you so that you can have the retirement lifestyle that you want. As with any wealth management issue, it’s important not to leave your pension and retirement planning until it’s too late. Planning for your retirement can be difficult, with so many options and so much information around.

By using a professional financial advice company, such as Guardian Wealth Management, you can rest assured that you will be offered the very best wealth management advice, helping you to make the right pension and retirement decisions. If you’re an expat wanting to secure your pension and retirement options, QROPS can provide a fantastic alternative to a UK pension. Whatever retirement solutions you opt for, arming yourself with up to date information and having an experienced financial advisor onside will allow you to make the most out of your retirement years.

Read more about Pension and Retirement Planning

Financial Planning and Advice - Inheritance Tax Planning

Whether you’re an expat living abroad with your family, or simply a concerned parent who wants their children to benefit from a good education, sourcing quality wealth management advice will help you to give your children the best start in life.

With recent changes in UK university fees and the cost of private schooling continuing to escalate, planning for your children’s education has never been more important. Guardian Wealth Management’s financial advisors are experienced in helping parents and expats to plan for their children’s education; we can offer you a wide range of potential investment solutions that will help with education fees planning, to ensure that your children can look forward to a bright future.

Read more about Inheritance Tax Planning

Financial Planning and Advice - Education Fees Planning

Financial Planning and Advice - Lump Sums Investments

Have you worked hard to build a lump sum but you’re not sure of the best way to invest it? If this applies to you, we recommend that you seek professional financial advice in the first instance; Guardian Wealth Management can help you to find the best lump sum investment solutions to help you make the most of the money that you’ve worked so hard to save.

By using our expert financial advisors, you will benefit from our vast wealth management experience and tailor-made financial advice. We can show you all of the options available, including offshore investment solutions, which may offer you greater flexibility and tax advantages.

Financial Planning and Advice - Savings Plans

If you’re looking for advice on savings plans, Guardian Wealth Management can help. Our leading wealth management experts can assist you in finding the right saving plan solutions, whatever your requirements.

We all have financial goals in life, so getting the best wealth management advice is vital to ensure that we can budget and plan for them. Perhaps you want to save for a deposit on your dream home, or create a savings plan in order to provide the best education for your children. Regardless of your objectives, Guardian Wealth Management will help you to explore your options and source the most appropriate savings plans to suit your exact requirements.

Frankfurt - Wealth Management Advice

Guardian Wealth Management provides quality financial advice to expats in Frankfurt and across the world. With offices established in a variety of European and Middle Eastern locations, our wealth management experts are widely considered to be some of the very best in the financial services industry.

Expats in Frankfurt looking for wealth management solutions for a brighter financial future can trust our professional financial advisors to offer truly independent advice. We source the most appropriate solutions for each individual client and adhere to the strict regulations set out by the FSMA (Financial Services and Markets Authority).

Read more about wealth management Frankfurt

Dubai - Wealth Management Advice

Guardian Wealth Management has a worldwide team of qualified financial advice experts, on hand and ready to provide the most professional and up to date wealth management guidance available. With offices in a variety of locations across the Middle East and Europe, if you’re an expat in Dubai looking for regulated and trusted financial planning services, then Guardian Wealth Management can help.

Guardian Wealth Management Dubai is an appointed representative of Continental Financial Services, licensed by the Central Bank of the UAE; as such, you can be guaranteed that our wealth management advice is of the highest quality. We understand that you’ve worked hard for you money, so we offer the most relevant financial planning solutions to help your money work hard for you.

Switzerland - Wealth Management Advice

Guardian Wealth Management offers the very best in financial advice to expats in Switzerland. With offices located across Europe and the Middle East, our highly trained financial advisors have a broad range of experience in dealing with wealth management issues specific to expats in Switzerland and across the world.

Our clients can rest assured that we operate to the highest of standards and are regulated under Swiss Law by the Organisme d’Autoregulation fondé par le GSCGI et le GPCGFG (OAR-G). Our commitment to providing honest and transparent wealth management advice allows our clients to make stress-free financial planning decisions; our experts will help you to source the very best solutions for your specific circumstances, securing your financial future and helping you to make the most from your money.

Read more about wealth management Switzerland

Qatar – Wealth Management Advice

Guardian Wealth Management is committed to offering top quality financial planning advice to expats in Qatar and across Europe and the Middle East. By providing expert financial advisors in a variety of strategic locations, we are best placed to give the most relevant wealth management solutions for our expat clients, based on their specific circumstances.

Working under the authorisation of the Qatar Financial Centre Regulatory Authority (QFCRA), we can help expats in Qatar with all of their wealth management needs, including education fees and retirement planning, lump sum investments and QROPS advice. By using our independent financial advisors in Qatar, you can look forward to a more secure future, knowing that you have made qualified wealth management decisions.

Read more about wealth management in Qatar

Qatar – Wealth Management Advice

Read more about wealth management in Qatar

Kindest regards

Steve Mackie

Solutions Four Impact Ltd

T: 0044 (0) 1767 687 646

M: 0044 (0) 7973 950305

www.solutionsfour.co.uk

This e-mail (and any attachments) may contain privileged and/or confidential information. If you are not the intended recipient please do not disclose, copy, distribute, disseminate or take any action in reliance on it. If you have received this message in error please reply and tell us and then delete it. Internet communications are not secure and therefore Solutions Four Impact Ltd. does not accept legal responsibility for the contents of this message. Any views or opinions expressed are solely those of the author and do not necessarily represent those of Solutions Four unless otherwise specifically stated.

Please consider your environmental responsibility before printing this e-mail or the hippies might get you.

Solutions Four Impact Ltd.

A COMPANY LIMITED BY GUARANTEE REGISTERED IN ENGLAND AND WALES No. 04531003

Netherlands Financial Advice

Guardian Wealth Management operate from various locations around the world, working hard to ensure that expats can access straightforward, relevant wealth management information to enable them to make sound financial planning decisions.

From our office in the Netherlands, we provide premium quality wealth management advice to expats looking for the best wealth management advice and solutions. Guardian Wealth Management SPRL works in accordance with the guidelines set out by the Financial Services and Markets Authority (FSMA). Because we are regulated by the appropriate financial regulation authority, our clients in the Netherlands have the peace of mind that they will only be given the most up to date and independent wealth management advice.

Our experts draw on their many years’ of experience to offer expats in the Netherlands with the best wealth management advice possible.

Read more about wealth management Netherlands

Wednesday 11 May 2011

Wealth Management for Expats

The transition to a new life can be a difficult and busy time for expats and it’s only natural with so much else to think about that wealth management planning may be the last thing on your mind. Differences in taxation laws across the world can be complicated enough to understand, then add in all the options you have for comprehensive wealth management planning and it’s easy to see why it might all seem a little too much to take in.

Just because wealth management planning can seem daunting, that’s no reason to shy away; there are plenty of reliable and knowledgeable financial advisory companies around the world who are there to help. If you act now and get your wealth management planning in place with the help of professionals, you can get on with settling in to your new lifestyle, assured that your finances are in safe hands.

Read more about Expats Wealth Management

Wealth Management Advice for Expats

Originally founded in the UK and now serving clients from a variety of international locations, Guardian Wealth Management offers honest, impartial expat financial planning advice and support. In order to help female international workers to make the most out of their money, Guardian Wealth Management have just announced that they are among the few choice sponsors of the 2011 Women's International Networking global leadership conference.

Guardian Wealth Management will be presenting an expat financial planning workshop, sharing their expert knowledge with delegates. Guardian Wealth Management hope that this year’s conference will mirror the success of last year’s and that many of the women in attendance will benefit from this vital expat wealth management advice and information.

Read more about Wealth Management Advice for Expats

Wealth Management Services in the Netherlands, Licensed Under the FSMA

Guardian Wealth Management Ltd started life in the UK, providing wealth management advice under the strict regulatory code of the Financial Services Authority (FSA). Through our experience of working within these stringent regulations, we have been able to adapt our wealth management offerings to fall in line with the regulations of other jurisdictions, thus extending our services to expats in the Netherlands among many other locations.

We now have specialist wealth management advisors situated in popular expat areas in Europe and the Middle East. We have worked hard to embrace and adhere to the rules laid out by the individual financial regulatory bodies in these different locations – however by doing so it means that expats using our services can be assured of honest and transparent wealth management advice, based on the specific regulations governing that jurisdiction.

Expat QROPS - Get Advice ASAP

When it comes to matters of wealth management, getting professional advice sooner rather than later is always prudent. This applies to any financial planning matter, but perhaps even more so when it comes to transferring your UK pension into a QROPS. QROPS can offer huge benefits to expats planning on living and working outside of the UK – but you need to make sure you get the right advice in time to act.

While there are plenty of information sources online, you still need to speak to a financial advisor who is familiar with the QROPS market and the country that you’re going to be resident in. Your ability to transfer your pension funds into a QROPS in order to gain from tax benefits may be limited if you don’t get the right wealth management advice as quickly as possible.

QROPS Information - Get it Right

If you’re an expat considering transferring your UK pension into a QROPS (Qualifying Recognised Overseas Pension Scheme), it’s absolutely vital that you ensure you get professional advice before you make any decisions. Tax legislation is constantly being amended and updated, so you need to make sure that you are armed with the latest knowledge.

Tax laws need to be considered when thinking about QROPS as an alternative pension plan – that applies to UK tax laws as well as both the laws of the country you reside in and the laws of the country where your QROPS will be held. Without this key information, you are at risk of making the wrong choice in regards to your expat QROPS.

Wednesday 4 May 2011

Wealth Management Frankfurt | Financial Advice & Regulation | Guardian Wealth Management

Guardian Wealth Management offer wealth management services in Frankfurt, providing expats with premium quality financial advice that they can trust. Since starting out in the UK as Guardian Wealth Management Ltd, we have proven that we can satisfy the strict regulations set out by the UK’s FSA (Financial Services Authority) – standards of service that are respected throughout the international wealth management industry. Drawing on this experience, Guardian Wealth Management decided that in order to provide a more specialised and comprehensive service to expats across the world, we would look to open further companies under the Guardian Wealth Management Group in a variety of additional locations.

The Guardian Wealth Management Group now has several entities working from jurisdictions within the Middle East and across Europe, including Netherlands and Amsterdam. Our specialist financial advisors working from these locations all adhere to the strict standards of operation as specified by the pertinent financial service authorities. By using any of our companies across the world, our clients are guaranteed that they will only receive honest and independent financial advice that is relevant and tailored to their individual circumstances and requirements. By using wealth management companies who are regulated by the authorities, service users are assured of excellent conduct and protection in the unlikely event that they encounter any problems.

Wealth Management Dubai| Financial Advice & Regulation | Guardian Wealth Management

Guardian Wealth Management started life as a UK limited company, offering financial advice under regulation by the UK’s Financial Services Authority (FSA). The FSA has a reputation across the world as being one of the strictest financial regulatory bodies in operation; by striving to meet and exceed their expectations, we have earned a position of trust and Guardian Wealth Management is now regarded as one of the leading wealth management institutions under this jurisdiction.

By drawing on the experience we have gained by conducting our business under these strict regulations, we have been able to increase our wealth management service provision to other locations across the world. Our experience with the FSA has helped us to understand and meet the diverse regulations of other financial service regulatory authorities, helping us to set up successful companies in alternative locations.

Read more about Financial Advice & Regulation Dubai

Wealth Management Switzerland| Financial Advice & Regulation | Guardian Wealth Management

Here at Guardian Wealth Management Switzerland, we are committed to providing expats with the very best financial advice and wealth management services possible. Since starting out in the UK as GWM Ltd, we have expanded the provision of our services to include locations such as Switzerland, Germany, Qatar and Dubai. By having an individual and dedicated operation in alternative locations, we are better able to offer the most appropriate wealth management advice to expats and clients in these areas.

Being regarded as one of the world’s leading wealth management advisory bodies hasn’t come to us easily; it is the outcome of years’ of dedication, hard work and satisfying the relevant financial service regulatory bodies. No wealth management company, in Switzerland or anywhere else, can provide their services with confidence unless they have been accepted and authorised to conduct their business by the appropriate regulatory authorities.