Survey Finds Wealthy Brits Keen For An Expat Life

A new survey by YouGov has demonstrated that many Britons are looking at other developed countries as an alternative for a better lifestyle. While wealth management issues still play a large part in our levels of happiness, the survey reveals that many people feel that crime rates and the poor state of the UK economy are driving people out of the country.

With good wealth management a key factor in keeping stress at bay, as a nation we are struggling with the high tax levels and anti-social problems that we face in Britain. These negatives are making those in better financial positions consider the expat way, believing that other locations can offer a greater contribution to overall well-being.

Read more about the 

survey

Wealth Management For Expats – Top Ten Mistakes To Avoid

For expats, wealth management planning is vital, especially as there are lots of common mistakes that expats get tripped up by when moving to a new country. It’s definitely worth getting some professional advice from a wealth management company or financial advisor, to ensure that you don’t get caught out by tax differences and hidden costs.

Wealth management for expats can be more complex, as different laws will apply and there will be other overheads to think about.

Read more about the top ten tips to avoid 

Pension Choices – British Pensions and Pensions Abroad

We would all like to think that we will be young forever, but unfortunately old age comes to us all. Therefore, your wealth management strategy should certainly involve planning for your retirement by taking out a good pension, or several pensions, to cater for your life after work.

Your wealth management advisor can talk you through the various UK pensions and other overseas options that you may have. By investing carefully in a pension you can look forward to a happy retirement we will have the opportunity to enjoying new experiences and are comfortable lifestyle. Talk to your wealth management advisor about the different UK pensions available, such as Self-Invested Personal Pension Schemes or SIPPS. If you're looking at retiring abroad and living as an expat, an alternative to UK pensions that you might want to consider is a QROPS. QROPS can have multiple benefits over a UK pension, providing that you meet the criteria and source the best QROPS scheme for you. Your wealth management professional will be able to talk you through the various advantages and criteria of a QROPS and offer advice regarding your other pension options.

Read more about Pension Choices

QROPS Advice for Expats

Before making any wealth management decisions, you need to make sure that you are armed with all of the most up-to-date advice to enable you to make the best choices. One wealth management solution that you would be well advised to look into in-depth is a QROPS or Qualifying Recognised Overseas Pension Schemes.

It is true that QROPS can provide an advantageous wealth management solution, but you need to be realistic and take a step back to get a whole view. An independent wealth management advisor will be able to talk you through all of the pros and cons of transferring your UK pension into a QROPS. Any wealth management decision needs to be assessed thoroughly, so that you can understand the full implications of your choices. While there are many advantages to transferring your UK pension funds into a QROPS, they certainly do not suit everybody’s personal situation.

Read more about QROPS Advice

QROPS Advice for Expats – Dont leave it too late

If you’re about to make a move abroad to start a new life as an expat, make sure that you get good wealth management advice as soon as possible. Some wealth management issues need to be taken care of as soon as possible as they may be time critical. If you have a preserved or frozen occupational pension scheme, it might be worth getting wealth management advice regarding QROPS (Qualifying Recognised Overseas Pension Schemes) as it may be an option worth considering.

Transferring your UK pension into a QROPS could offer some great advantages that will make your wealth management strategy more beneficial for you and your retirement plans. QROPS transfers are sometimes restricted by deadlines, so getting wealth management advice as soon as you have decided to look into a QROPS is absolutely vital. Your wealth management advisor will be able to help you understand the different rules of transferring your UK pension into QROPS and help you to assess whether your wealth management situation will be improved by making such a transfer.

Read more about QROPS Advice

QROPS Advice for Expats – The Importance of Information

When making wealth management and financial planning decisions, it can sometimes feel like you are fighting to keep ahead of the game. Since the introduction of QROPS or Qualifying Recognised Overseas Pension Schemes in 2006, more and more expats are transferring their UK pensions into QROPS to take advantage of the enhanced tax benefits that a QROPS can offer.

Because there are constant revisions being made to pension and tax legislation, the only way to be sure that you have the latest information on QROPS or any other wealth management matter is to seek professional advice from a qualified wealth management advisor. There is absolutely no substitute for proper wealth management advice, so if you are considering transferring your UK pension into QROPS it is highly recommended that you speak to a wealth management adviser in the first instance. This will ensure that you have all of the latest information regarding any reforms or rule changes that may affect your QROPS or pension.

Read more about QROPS advice

Financial Advisors Foresee Continued Growth of QROPS

Qualifying Recognised Overseas Pension Schemes, or QROPS, have been offered as an alternative wealth management pension solution for expats since 2006. Despite some initial teething problems with QROPS, wealth management advisors have this year predicted that the popularity of QROPS will increase, as more expats turn to them as an alternative to their UK pension.

As confidence grows in QROPS, more wealth management advisors are offering in-depth guides and information regarding the benefits that QROPS can present to expats. This growing accessibility of information helps wealth management professionals to substantiate to their clients just why a QROPS could be beneficial to their overall wealth management strategy. As more expats turn to QROPS to take advantage of the tax and investment benefits that they offer, the more wealth management companies are arming themselves with quality information and QROPS specialists to help their clients source the best QROPS for their circumstances.

Read more about the growth of QROPS

New Zealand QROPS – Code of Conduct Discussed

If you are an expat with an interest in making sure that your wealth management strategy provides the best benefits or you, then you have probably heard of Qualifying Recognised Overseas Pension Schemes or QROPS. In response to the complexity of QROPS and to enable those seeking wealth management solutions to make sound decisions, some jurisdictions have introduced a code of conduct to ensure that QROPS advisors and providers are acting in the best interests of those wishing to transfer their pensions into a QROPS fund.

One such QROPS jurisdiction is New Zealand - where they are developing a voluntary code of conduct to help disperse negative comments that had been made about the New Zealand QROPS market over recent years. This voluntary code of conduct will help to bolster the reputation of New Zealand QROPS and is a welcome move in the opinion of professional wealth management advisors.

Read more about New Zealand QROPS

QROPS – Why professional advice matters

QROPS (Qualifying Recognised Overseas Pension Schemes) were introduced in 2006 and can provide a great alternative to UK pensions for expats. While you can find out a lot of information about QROPS online, it is always best when it comes to wealth management matters to seek advice from a qualified independent financial advisor.

A wealth management professional will be able to give you the most up-to-date information regarding QROPS in the various jurisdictions from which they can be sourced. Your wealth management advisor will be able to assess your current UK pension and help you to decide whether a QROPS would be a more financially beneficial solution for your personal circumstances and wealth management objectives. Professional QROPS advice from an independent adviser will also help to ensure that you are sourcing the best QROPS from all available on the marketplace.

Read more about QROPS Advice

Pensions for expats – financial planning for the future

Let's be honest, wealth management and financial planning can be confusing. Because of this it is absolutely vital that you seek professional advice from a wealth management organisation who are used to dealing with financial planning advice and solutions.

Pensions are one wealth management subject that can be the source of great debate. Many people are dissatisfied with the complex rules and regulations surrounding UK pensions, and many expats are starting to look towards QROPS as an alternative retirement wealth management solution. It is certainly true that for many people QROPS can offer many advantages over a UK pension. If you are an expat looking at your retirement planning options, getting some professional wealth management advice regarding how QROPS may benefit you is a great idea. QROPS can offer better benefits in terms of taxation if you compare them to a UK pension. There are certain restrictions that do apply in terms of transferring your UK pension into QROPS though, so getting wealth management advice is essential before you make any decisions.

Read more about pensions for expats

QROPS – The New Pension Regime

On 6th April 2011, amendments and additional guidelines were announced regarding the UK pension tax legislation. It is important to consider how these changes could have an effect on UK pension holders, who have transferred or are considering transferring their pension funds into a QROPS or Qualifying Recognised Overseas Pension Scheme.

The main impact of the amended tax legislation for QROPS holders concerns taking benefits if you have been an expat for less than five years. You may be liable to pay UK income tax on these benefits. The best way to see if these new legislations will affect your own QROPS position is to speak to a wealth management advisor. As with any matter of wealth management, it is important to seek professional advice and this is definitely the case when it comes to QROPS. QROPS can still offer fantastic benefits for expats, as opposed to a UK pension, and qualified wealth management advice will help to make sure that you are making sound decisions regarding your pensions, QROPS and any other aspect of expat wealth management.

Then read more about QROPS

Thinking of leaving the UK to start a new life in Qatar, Dubai or elsewhere in the Middle East?

Starting a new life as an expat in the Middle East? If so, there are many things that you need to get organised - not least your wealth management strategy. By seeking professional wealth management advice from a reputable financial planning company, you can be sure that you'll get everything in place and in good order, ready for your new life abroad.

One of the main things that can be positively affected when you become an expat is your pension plans. If you have one or more UK pensions, you may be able to transfer these pension funds into a QROPS or Qualifying Recognised Overseas Pension Scheme. QROPS can provide many advantages including tax benefits and more flexibility with your investments. A good wealth management company will be able to talk you through the various pros and cons of transferring your UK pension into QROPS.

In the meantime, there are many other important issues that you will need to consider to help prepare you for your new life as an expat.

Then read our essential top tips first.

If you’re heading for a new start in Europe, here are top tips to get you on your way

Any move abroad highlights the need for good wealth management and financial planning. Guardian Wealth Management is a great source of advice for strategic wealth management planning, for people embarking on a new life as an expat.

Some important wealth management matters that you need to consider when planning to become an expat include getting life insurance/life assurance and medical insurance in place. Another potentially beneficial wealth management move could be the transfer of your UK pension into a QROPS. If you plan to be a non-UK resident for five years or over, a QROPS can provide many benefits for your retirement future. QROPS provide tax advantages and greater investment flexibility, so getting advice from a reputable wealth management company about QROPS could be well worth your while.

There are many other important wealth management issues and organisational matters that you will need to include in your plans to become an expat.

Read more about a new start in Europe

QROPS Will Grow Regardless of Legal Reforms

April 2011 saw the introduction of new legal reforms regarding flexible drawdown. This created fear within the wealth management industry that these reforms would have a negative effect on QROPS. Chief Executive of Guardian Wealth Management, David Howell, shared his opinions with the Overseas Property Professional magazine on how he feels the QROPS market may or may not be affected.

QROPS can be a great strategic wealth management move for expats looking to gain greater advantages from their pension funds. QROPS can provide an opportunity to avoid the high taxation that affects UK pension holders, as well as many other key benefits. QROPS can offer tax-free withdrawals of up to a massive 30% for expats who have been living outside of the UK for five years or more. QROPS also negate inheritance tax liability and provide much more flexibility in terms of investments.

Read more about the Legal reforms

Private Medical Insurance In Association With Bupa

When making your wealth management and financial plans, you should make sure that you consider whether or not you need private medical insurance. The need for private medical insurance can be applied to anybody, but it is a particularly important wealth management matter for expats. Private medical insurance will enable you to access good quality healthcare in your country of residence when you most need it.

If at all possible, look for private medical insurance that is provided in line with wealth management support from a reputable company. Private medical insurance for expats is absolutely vital, as in many countries outside of the UK free health care does not exist. This means that without private medical insurance, if you were to fall ill or suffer an injury in a foreign country, you may end up having to pay thousands of pounds in medical and surgery fees. If you're an expat looking for private medical insurance, talk to a wealth management professional in the first instance.

Read more about Private Medical Insurance

Wealth Management – International Life Assurance and Expat Life Insurance

When making your wealth management and financial plans, you should make sure that you consider whether or not you need private medical insurance. The need for private medical insurance can be applied to anybody, but it is a particularly important wealth management matter for expats. Private medical insurance will enable you to access good quality healthcare in your country of residence when you most need it.

If at all possible, look for private medical insurance that is provided in line with wealth management support from a reputable company. Private medical insurance for expats is absolutely vital, as in many countries outside of the UK free health care does not exist. This means that without private medical insurance, if you were to fall ill or suffer an injury in a foreign country, you may end up having to pay thousands of pounds in medical and surgery fees. If you're an expat looking for private medical insurance, talk to a wealth management professional in the first instance.

Read more about Private Medical Insurance

Wealth Management – International Life Assurance and Expat Life Insurance

Life assurance or life insurance is an important thing to include in your wealth management planning. We want to face the future with optimism, but it's important that we are also realistic; life insurance or life assurance can help to make sure that your family are protected in the event of something unforeseen happening to you.

As with any wealth management matter, you should always get professional advice from an independent financial advisor when looking at taking out a life assurance or life insurance policy. Your wealth management professional will help you to make key decisions depending on your circumstances, allowing you to get the very best life insurance/life assurance policy for your needs.

Read more about International Life Assurance and Expat Life Insurance

Wealth Management – QROPS Pension Funds

If you’re making wealth management plans and you’re an expat living or working abroad, it may be worth your while paying a visit to a professional wealth management advisor, to find out as much information as you can about Qualifying Recognised Overseas Pension Schemes or QROPS.

QROPS can provide a brilliant alternative to a UK pension for expats. A professional wealth management adviser with experience in QROPS can help to explain all of the various advantages that a QROPS can present. QROPS can often be much more beneficial in terms of taxation if you're an expat, so it's well worth investigating whether moving your UK pension into QROPS would be a shrewd wealth management move.

Read more about QROPS Pension Funds 

Wealth Management – Financial Planning Advice

If you want to develop a robust wealth management strategy, then financial planning advice from the experts is vital. Financial planning can be very complicated with many different elements to consider. Everybody's needs are different and we all have our own individual goals and objectives in life. Good wealth management and financial planning will make it easier to achieve these dreams.

If you’re an expat then you need to make sure that the financial planning advice you receive is from a wealth management specialist who really understands the life of an expat. Different laws and regulations may affect your wealth management and financial planning if you’re an expat living or working abroad, so getting advice from an expert who understands the different laws in various jurisdictions will put you at an advantage. You should also ensure that your wealth management and financial planning organisation is regulated to operate by the relevant authorities in the country from which they are based.

Read more about Financial Planning

Wealth Management – Pension and Retirement Planning

Your wealth management strategy should always include plans for your retirement. Good pension and retirement planning will allow you to make the most of your later years, which is surely the least that you deserve after working hard for such a huge proportion of your life. An independent wealth management professional will be able to advise you about the different types of pensions and ways to plan for your retirement.

Retirement planning should involve good pension choices and your wealth management advisor should be able to talk you through the different options available. Your retirement planning may include setting up several different UK pensions; you may decide to go with a SIPPS or even invest in a good savings plan to help support your other pensions and the funds contained therein. If you're an expat or are planning to move abroad, your wealth management professional can give you information on Qualifying Recognised Overseas Pension Schemes or QROPS. A QROPS can provide a better alternative to a UK pension for many expats, so ask your wealth management advisor for more details.

Read more about Pension and Retirement Planning

Wealth Management – Inheritance Tax Planning

If you want your family and love ones to benefit from the fruits of your hard work after you have gone then you must consider incorporating inheritance tax planning into your overall wealth management strategy. Wealth management means making the most out of the money you've worked hard for during your life and leaving a financial legacy after your death.

A good wealth management advisor will help you to deal with inheritance tax planning sensitively and with kindness. For expats, inheritance tax planning is even more important for your wealth management. A professional wealth management expert will be able to help you understand the various implications on your inheritance tax plans regarding the country that you live in and other tax laws that may need to be considered.

Read more about Inheritance Tax Planning

Wealth Management – Education Fees Planning

If you have children, education fees planning should be a fundamental aspect of your wealth management strategy. Education fees planning will help you to make sure that you have the funds available to provide the very best educational opportunities for your children's future. For the best advice on education fees planning, always make sure you approach a professional wealth management specialist.

Education fee planning is particularly important for expats and international workers who are living abroad with their families. If free schooling is not available, you will have to fund your children's education yourself, making education fees planning an absolutely crucial aspect of expat wealth management. If you live in the UK, education fees planning will help you to help your children with further and higher education, or private schooling.

Read more about Education Fees Planning

Kindest regards

Steve Mackie

Solutions Four Impact Ltd

T: 0044 (0) 1767 687 646

M: 0044 (0) 7973 950305

www.solutionsfour.co.uk

This e-mail (and any attachments) may contain privileged and/or confidential information. If you are not the intended recipient please do not disclose, copy, distribute, disseminate or take any action in reliance on it. If you have received this message in error please reply and tell us and then delete it. Internet communications are not secure and therefore Solutions Four Impact Ltd. does not accept legal responsibility for the contents of this message. Any views or opinions expressed are solely those of the author and do not necessarily represent those of Solutions Four unless otherwise specifically stated.

 

Please consider your environmental responsibility before printing this e-mail or the hippies might get you.

 

Solutions Four Impact Ltd.

A COMPANY LIMITED BY GUARANTEE REGISTERED IN ENGLAND AND WALES No. 04531003

Employment Law - Guardian Wealth Management Legal Services

If you are experiencing difficulties with your employer and feel that you have been treated unfairly, or that you are being discriminated against, then Guardian Wealth Management Legal Services can help. Through Irwin Mitchell’s specialist team of employment lawyers we will carefully explain to you what is involved and will ensure that you are given the best advice and support.

Not all cases necessarily proceed to an employment tribunal. We can often advise you on the most cost effective, commercial and non contentious resolution to any difficulties you may be having with your employer. Should it be necessary, however, for a case to be taken to tribunal we have significant expertise in protecting the interests of employees and over the years our employment team have acted for employees in many notable and reported cases.

Read more about the Employment Law service.

Corporate Law - Guardian Wealth Management Legal Services

If you require any support in the area of Corporate Law, Guardian Wealth Management Legal Services provided by Irwin Mitchell is in an excellent position to help you negotiate your way through the often complex legal aspects of business and commerce. Our team has significant experience of dealing with legal matters relating to businesses of all sizes and complexity.

Read more about the Corporate Law service

Family Law - Guardian Wealth Management Legal Services

International lifestyles bring with them international relationships. Sadly, like any relationship, these can break down. When they do, it is vital to have a law firm that is experienced in dealing with such complex issues and can help you manage the separation and its effects quickly and sensitively.

Whether you are experiencing a relationship breakdown or want to set up a pre-marital agreement, Guardian Wealth Management Legal Services provided by Irwin Mitchell can deliver all of your legal requirements with sensitivity and expertise. We offer local experience, national reach, and access to international advice.

Read more about the Family Law service 

Probate and Estates - Guardian Wealth Management Legal Services

There is a great deal of uncertainty surrounding the legal requirements when someone dies and the need for Probate and Estate Administration services. It is a common misconception that estate administration is a quick and easy task. In fact it is likely that most people faced with the task of winding up a relative’s estate will need advice and assistance and that is where Guardian Wealth Management Legal Services can help.

We can provide initial advice and where needed, give assistance at whatever level is required. This ranges from a comprehensive end to end service which deals with all aspects of administering an estate including the sale of property and businesses, completion of Inheritance Tax returns, identification and collection of all assets, paying creditors and tracing beneficiaries.

Read more about Probate and Estates service

Taxation and Trust Services - Guardian Wealth Management Legal Services

Whatever your tax requirements, Guardian Wealth Management Legal Services provided by Irwin Mitchell has the experience and expertise to provide the support you need. Every member of our team is professionally qualified as a Chartered Tax Adviser, Taxation Technician or member of the Society of Trust and Estate Practitioners. They undertake regular professional training to keep up to date with changes in legislation.

Administering a trust can be a complex, time-consuming and stressful process. Guardian Wealth Management Legal Services can explain the process at every step, take a great deal of the burden and ensure the process is as smooth and straightforward as possible.

Read more about Taxation and Trust services

Lasting Powers of Attorney - Guardian Wealth Management Legal Services

With an aging population the need to protect our affairs against incapacity is becoming ever more important. If, during your lifetime, you lose the ability to make decisions for yourself you would undoubtedly want some reassurance about who would be making those decisions on your behalf. Who, for example, would operate your bank accounts and pay your bills if you did not have capacity? Arguably as important as a will, a Lasting Power of Attorney (LPA) should form part of your overall succession planning ensuring all your affairs are in order should the worst happen.

Read more on our Lasting powers of attorney service

Will Writing - Guardian Wealth Management Legal Services

Guardian Wealth Management Legal Services offer a cost effective yet high quality solution through the will writing service. We recognise that everyone is different and we tailor our service to meet your needs; it all depends on the complexity of your individual circumstances and the level of service you need.

Whilst our service is quick and efficient, we are able to offer the advice you need and can provide detailed and individual guidance on a range of issues including saving inheritance tax, setting up trusts for children and vulnerable beneficiaries and ring fencing assets for future generations.

See how Guardian Wealth Management Legal Services can help you with your will writing legal needs.

Legal Advice (Prepaid Legal) and Wealth Management

Expert legal advice and wealth management planning go hand in hand, as there are very often legal implications involved in wealth management decisions. This extension in our services allows us to build a more solid and beneficial relationship with our clients both in the UK and abroad.

Guardian Wealth Management’s Commercial Director, Ian Sweet said: “Guardian is about delivering the best for our clients both in terms of quality and range of services. Financial planning will often involve legal issues and it adds value to our proposition to enable our clients to have direct access to the expert legal advice offered by Irwin Mitchell.”

Guardian Wealth Management’s expat and UK clients can access this expert legal advice at a rate of £45 per half hour consultation, via our new legal advice helpline. Alternatively, you can arrange an appointment in order to instruct a solicitor.

Read more about the legal services

Expat Life Insurance

Life insurance for expats is a vital part of a comprehensive wealth management strategy. International financial planning company, Guardian Wealth Management, has teamed up with Global Benefits Europe to offer high quality expat life insurance at competitive prices, via the Life Protector Plan.

Expat life insurance offers a contingency to provide for your loved ones and families in the event of your unfortunate demise. Life insurance will enable your family to feel protected financially at an otherwise vulnerable and difficult time. Expat life insurance offers peace of mind, knowing that your wealth management strategy is embracing your family’s needs, even after you have passed on.

Expat life insurance via the Life Protector Plan is easy to apply for and you can pay your premiums on your chosen basis, of either monthly, semi-annual or annual payments.

Read more about online life insurance cover

Prepaid Legal Advice

Guardian Wealth Management offers expert legal advice to expats and clients in the UK. Working in collaboration with leading law firm, Irwin Mitchell, this fantastic legal service will allow our clients to access premium quality legal advice on a pay-as-you-go basis to help with all of their wealth management and financial planning needs.

When making wealth management decisions and planning your financial strategy, it is often the case that you will need to seek legal advice as part of this process. Guardian Wealth Management has a wealth of experience in dealing with financial planning matters for expats and UK customers. By providing a resource for legal advice alongside our other wealth management services, we are able to offer for a comprehensive provision so that our clients can access all of the information that they need to make the best financial planning decisions possible.

Read more for any of your legal requirements

QROPS Advice | QROPS Pension Transfers

INSTANT FREE QROPS ADVICE: Download QROPS white paper now!

If you are one of the people asking 'What is QROPS?' we are delighted to be able to offer you all of the answers in one handy format. Guardian Wealth Management has put together a complete and concise guide to taking out a QROPS pension, with all of the best QROPS advice and details of how to invest in QROPS. It's the very best one-stop resource to find out exactly what is QROPS.

If you would like a copy of our FREE QROPS brochure, simply register using the form and we will be sending you a free QROPS PDF file. You'll never have to ask 'What is QROPS?' again!

Not Just The Leading QROPS Provider; Guardian Wealth Management Offer a Full Range of Financial Advice Services

Guardian Wealth Management aren't just the cream of the QROPS, they also provide the very best Independent Financial Advice and solutions for:

• Pensions and retirement planning
• Life assurance policies
• Savings
• Lump sum investments
• Education fee planning
• Medical Insurance
  
• Inheritance tax

QROPS Advice | QROPS Pension Transfers

INSTANT FREE QROPS ADVICE: Download QROPS white paper now!

If you are one of the people asking 'What is QROPS?' we are delighted to be able to offer you all of the answers in one handy format. Guardian Wealth Management has put together a complete and concise guide to taking out a QROPS pension, with all of the best QROPS advice and details of how to invest in QROPS. It's the very best one-stop resource to find out exactly what is QROPS.

If you would like a copy of our FREE QROPS brochure, simply register using the form and we will be sending you a free QROPS PDF file. You'll never have to ask 'What is QROPS?' again!

Not Just The Leading QROPS Provider; Guardian Wealth Management Offer a Full Range of Financial Advice Services

Guardian Wealth Management aren't just the cream of the QROPS, they also provide the very best Independent Financial Advice and solutions for:

• Pensions and retirement planning
• Life assurance policies
• Savings
• Lump sum investments
• Education fee planning
• Medical Insurance
  
• Inheritance tax

QROPS Advice | QROPS Pension Transfers

INSTANT FREE QROPS ADVICE: Download QROPS white paper now!

If you are one of the people asking 'What is QROPS?' we are delighted to be able to offer you all of the answers in one handy format. Guardian Wealth Management has put together a complete and concise guide to taking out a QROPS pension, with all of the best QROPS advice and details of how to invest in QROPS. It's the very best one-stop resource to find out exactly what is QROPS.

If you would like a copy of our FREE QROPS brochure, simply register using the form and we will be sending you a free QROPS PDF file. You'll never have to ask 'What is QROPS?' again!

Not Just The Leading QROPS Provider; Guardian Wealth Management Offer a Full Range of Financial Advice Services

Guardian Wealth Management aren't just the cream of the QROPS, they also provide the very best Independent Financial Advice and solutions for:

• Pensions and retirement planning
• Life assurance policies
• Savings
• Lump sum investments
• Education fee planning
• Inheritance tax

QROPS | Guardian Wealth Management | QROPS Experts

Helping You To Invest In QROPS: Leading HMRC And QROPS Advice All Over The World

Guardian Wealth Management has offices all over the world, ensuring that we can provide a truly international service to clients wishing to secure their financial future, plan their pensions or invest in QROPS. GWM constantly strive to increase our standards of service and we're currently taking on board a large number of additional experienced Independent Financial Advisers to provide the very best wealth management and QROPS advice from our numerous locations across Europe and the Middle East.

If you're wondering 'What is QROPS?' you will find no better company from which to find the answers. You can access every bit of information you need to find out about QROPS (Qualifying Recognised Overseas Pension Schemes) and how you can invest in QROPS to make them work for you through our website. Our QROPS advice has been collated and developed through real first-hand experience by some of the best Independent Financial Advisers in the world. Why not take a look at our QROPS information.

Guardian Wealth Management -International Wealth Management Experts

Forward-thinking

By focusing on what clients want to achieve, we plan to ensure that clients’ hard-earned money works hard for them.

By regularly reviewing our business administration, customer service and financial performance, we aim to exceed client expectations.
Ethical

Guardian Wealth Management operates to the strictest regulations and standards set down by industry regulators.

The business operates to the highest levels of integrity. Client information is treated with confidentiality and kept under data protection principles.

View our Wealth Management website

Private Medical Insurance with Guardian Wealth Management

If you’re planning on becoming an expat and living or working in foreign climes, you will undoubtedly have many things to arrange and organise. You need to clear out your current home, find a new one in your new country, say your goodbyes and take care of many other time consuming activities. One thing that you should make sure of is that you are planning for potential illnesses that may befall you or your family. We take it for granted in the UK that we can call on a doctor or receive medical treatment whenever needed, for free, but this is not usually the case when you’re an expat abroad.

Private medical insurance should be on your list of important things to arrange when you are making plans for your new expat life. Private medical insurance will allow you to access treatment when you need it, without finding yourself faced with a huge medical bill. Private medical insurance will also mean that you are sure to receive a good standard of health care, rather than leaving it to chance.

Read more on how we can help with your Private Medical Insurance 

Wealth Management Services

If you’re looking for support and guidance for your financial planning needs, Guardian Wealth Management has a team of qualified and regulated financial advisors on hand to give you the very best in financial planning and wealth management advice. With experience across a broad range of wealth management services, from savings to QROPS, Guardian Wealth Management have independent financial advisors working from a variety of locations across the world.

An independent financial advisor will be able to offer you impartial advice and source the best wealth management solutions from across the whole marketplace, rather than recommending policies and plans from a limited selection because of their own hidden agenda and motives.

Read more about Wealth Management Services

Guardian Wealth Management – Quality Financial Advice

If you’re in the process of trying to source the best wealth management and financial planning solutions, it’s a good idea to approach regulated and professional financial advisors for support and help. Look towards a good financial advice and wealth management company that offers a wide range of financial planning solutions and a broad range of services. This will give you access to the ‘bigger picture’ and the opportunity to source the best wealth management solutions for your own personal circumstances.

Guardian Wealth Management has a fully regulated and authorised team of financial advisors who can help you to source the very best solutions and services, including help with QROPS and pensions, life assurance, lump sum investments and savings plans.

Read more for personal financial advice

If you’re asking the question ‘is a QROPS right for me?’

Guardian Wealth Management’s financial advisors offer help and advice to expats and clients around the world. If you’re an expat and are considering whether a Qualifying Recognised Overseas Pension Scheme (QROPS) is a better investment choice for you than a UK pension, our leading experts can help you make the right decision.

If you are wondering what the benefits of a QROPS are in comparison with any potential pitfalls, Guardian Wealth Management can help you to answer the question: Is a QROPS right for me?

Read more about whether QROPS is right for you

Pension Choices – British Pensions and Pensions Abroad

Planning for your retirement is a vital wealth management matter, regardless of your age. The sooner you plan for the future, the brighter it will be, so it's a wise idea to look into the various types of British pensions available. You can also consider investing your pension abroad; QROPS can provide a potentially advantageous alternative to a British pension for expats who have chosen a new life overseas.

If you’re looking into British pensions or pensions abroad, make sure that you seek professional advice from reputable advisors with the approved qualifications, such as Guardian Wealth Management. An expert financial advisor will have the most up to date information on all types of pensions, whether British pensions or pensions abroad.

Read more about pensions home and abroad

Wealth Management| Expat Finances | Guardian Wealth Management

Good wealth management and financial advice is always a vital part of your life planning, especially if you’re an expat. Unfortunately, with the pound in a weak position against its European neighbour, the euro, never has this been truer.

With the pound taking a hit in value amounting to a 20 percent decrease over the last 3 years or so, expats are finding that their wealth management strategies and financial plans need to be reviewed and revised. Guardian Wealth Management can help with all aspects of wealth management advice and are industry experts in Qualifying Recognised Overseas Pension Schemes (QROPS). If you’re an expat affected by the weak pound, a QROPS may be worth considering.

Read more on how to get the most from Wealth Management Advice

Expats Return Rates Increase

With their experience of providing financial advice to expats across the world, Guardian Wealth Management recognises that the current problems with the weak pound are creating huge problems for expats’ financial security. With expat pensioners being affected by this and fewer work opportunities for expats in even the most popular destinations, it is predicted that we will see a large number of expats choosing to rethink their wealth management strategy and lifestyle and return to the UK.

There is already evidence to suggest that many expats are looking at alternative wealth management solutions to provide a more stable lifestyle, with increasingly larger amounts of money being repatriated into the UK. Recent years have already seen many expats return, seeking a more positive financial future than their foreign lifestyles can currently offer.

Read more about Expat Wealth Management

New Zealand QROPS will benefit if voluntary code of conduct goes ahead

New Zealand QROPS have been the subject of negative press, with some QROPS providers being accused of mis-selling and some financial advisers suspected of unscrupulous activity. Strategi, a compliance consultancy company based in New Zealand, are working alongside financial advisers to come up with a new, voluntary code of conduct.

The intention is that by introducing this code of conduct, New Zealand QROPS and financial advisers will be able to repair the damage done by the bad press and help to boost New Zealand QROPS’ reputation. Guardian Wealth Management are supporting this positive move and welcome any reforms which will help to elevate the professional standing of wealth management and financial advice providers.

Read more about New Zealand QROPS

Wealth Management| Financial Advisers Careers | Guardian Wealth Management

Guardian Wealth Management is still on the look-out for new financial advisers to join their team, in order to expand their service and meet demand for providing premium quality wealth management solutions. With offices throughout Europe and the Middle East, Guardian Wealth Management is looking for fully qualified financial advisers to operate from the UK and many more to fulfil roles across the world.

If you’re a financial advisers looking for new career opportunities, it’s well worth speaking to the Guardian Wealth Management Group about the vacancies and locations that they are looking to fill. Even if you’re not yet qualified to QFC level 4, Guardian Wealth Management are offering a coaching programme to help financial advisers make the grade.

Read more about careers in finance

Wealth Management and Financial Advice Services See Big Improvement

The Financial Ombudsman Service have released their 2010/2011 annual report and Guardian Wealth Management are delighted to see that the number of complaints made against wealth management and financial advisers has dropped again in the most recent financial year.

Priding ourselves on only offering honest and trustworthy financial advice, Guardian Wealth Management adhere to all regulations laid out by the relevant authorities in all of the countries from which we supply our wealth management services. This latest news from the Financial Ombudsman Service indicates that more and more financial advisers are choosing to work within the strict parameters set out by the regulatory authorities. This is great news overall for the financial services industry, as service users across the world can rest assured that there are more wealth management organisations providing quality financial advice that they can trust.

Read more about wealth management

Financial Planning and Advice - International Life Assurance

At Guardian Wealth Management we appreciate that while life assurance is a vital aspect of financial planning, everybody’s circumstances are unique – this is why we really listen to our clients to ensure that we can give them the most relevant life assurance advice according to their personal needs.

Because Guardian Wealth Management offers truly independent financial advice, we can source the very best life assurance solutions from across the entire market place. This means that we can find the most appropriate life assurance policies for you to choose from, taking into account your individual circumstances and personal budget. We will offer you the latest information and help you to make an educated decision, giving you the peace of mind that your life assurance suits your exact needs.

Read more about International Life Assurance

Financial Planning and Advice - QROPS Pension Funds

Guardian Wealth Management is one of the leaders in the financial services industry, offering the most current financial planning advice to expats across the world. Our position as wealth management experts has given us fantastic insight into the financial planning needs of expats and we can offer vital, impartial advice regarding Qualifying Recognised Overseas Pension Schemes (QROPS).

QROPS can provide expats with many financial benefits, such as investment flexibility and great tax advantages. With financial advisors working from offices across Europe and the Middle East, we are always up to date with the latest QROPS rules across a wide range of jurisdictions. If you are looking for wealth management solutions that will provide a better return on the money you’ve worked hard for all your life, Guardian Wealth Management can offer you honest, independent advice based on your own individual requirements.

Read more about QROPS Pensions

Financial Planning and Advice - Personal Financial Planning

Guardian Wealth Management provides a huge range of financial planning advice services, to help you secure the best wealth management strategy for your circumstances. We will work closely with you to understand your financial objectives and help you to source the best wealth management solutions to match your needs.

Our tailor made financial advice services will enable you to look at the bigger picture and set up a wealth management plan that can be reviewed and adjusted periodically to make sure that your money performs well for you, now and into the future. Guardian Wealth Management keeps in touch with any changes that may affect your financial planning strategy, so that we can always offer the very best and most relevant advice.

Read more about 

Personal Financial Planning

Financial Planning and Advice - Pension and Retirement Planning

When the time comes to relax and reap the rewards of a lifetime of work, you want to be sure that your money is working for you so that you can have the retirement lifestyle that you want. As with any wealth management issue, it’s important not to leave your pension and retirement planning until it’s too late. Planning for your retirement can be difficult, with so many options and so much information around.

By using a professional financial advice company, such as Guardian Wealth Management, you can rest assured that you will be offered the very best wealth management advice, helping you to make the right pension and retirement decisions. If you’re an expat wanting to secure your pension and retirement options, QROPS can provide a fantastic alternative to a UK pension. Whatever retirement solutions you opt for, arming yourself with up to date information and having an experienced financial advisor onside will allow you to make the most out of your retirement years.

Read more about Pension and Retirement Planning

Financial Planning and Advice - Inheritance Tax Planning

Whether you’re an expat living abroad with your family, or simply a concerned parent who wants their children to benefit from a good education, sourcing quality wealth management advice will help you to give your children the best start in life.

With recent changes in UK university fees and the cost of private schooling continuing to escalate, planning for your children’s education has never been more important. Guardian Wealth Management’s financial advisors are experienced in helping parents and expats to plan for their children’s education; we can offer you a wide range of potential investment solutions that will help with education fees planning, to ensure that your children can look forward to a bright future.

Read more about Inheritance Tax Planning

Financial Planning and Advice - Education Fees Planning

Whether you’re an expat living abroad with your family, or simply a concerned parent who wants their children to benefit from a good education, sourcing quality wealth management advice will help you to give your children the best start in life.

With recent changes in UK university fees and the cost of private schooling continuing to escalate, planning for your children’s education has never been more important. Guardian Wealth Management’s financial advisors are experienced in helping parents and expats to plan for their children’s education; we can offer you a wide range of potential investment solutions that will help with education fees planning, to ensure that your children can look forward to a bright future.

Read more about 

Education Fees Planning

Financial Planning and Advice - Lump Sums Investments

Have you worked hard to build a lump sum but you’re not sure of the best way to invest it? If this applies to you, we recommend that you seek professional financial advice in the first instance; Guardian Wealth Management can help you to find the best lump sum investment solutions to help you make the most of the money that you’ve worked so hard to save.

By using our expert financial advisors, you will benefit from our vast wealth management experience and tailor-made financial advice. We can show you all of the options available, including offshore investment solutions, which may offer you greater flexibility and tax advantages.

Read more about Lump Sums Investments

Financial Planning and Advice - Savings Plans

If you’re looking for advice on savings plans, Guardian Wealth Management can help. Our leading wealth management experts can assist you in finding the right saving plan solutions, whatever your requirements.

We all have financial goals in life, so getting the best wealth management advice is vital to ensure that we can budget and plan for them. Perhaps you want to save for a deposit on your dream home, or create a savings plan in order to provide the best education for your children. Regardless of your objectives, Guardian Wealth Management will help you to explore your options and source the most appropriate savings plans to suit your exact requirements.

Read more about Savings Plans

Frankfurt - Wealth Management Advice

Guardian Wealth Management provides quality financial advice to expats in Frankfurt and across the world. With offices established in a variety of European and Middle Eastern locations, our wealth management experts are widely considered to be some of the very best in the financial services industry.

Expats in Frankfurt looking for wealth management solutions for a brighter financial future can trust our professional financial advisors to offer truly independent advice. We source the most appropriate solutions for each individual client and adhere to the strict regulations set out by the FSMA (Financial Services and Markets Authority).

Read more about wealth management Frankfurt

Dubai - Wealth Management Advice

Guardian Wealth Management has a worldwide team of qualified financial advice experts, on hand and ready to provide the most professional and up to date wealth management guidance available. With offices in a variety of locations across the Middle East and Europe, if you’re an expat in Dubai looking for regulated and trusted financial planning services, then Guardian Wealth Management can help.

Guardian Wealth Management Dubai is an appointed representative of Continental Financial Services, licensed by the Central Bank of the UAE; as such, you can be guaranteed that our wealth management advice is of the highest quality. We understand that you’ve worked hard for you money, so we offer the most relevant financial planning solutions to help your money work hard for you. 

Read more about wealth management Dubai

Switzerland - Wealth Management Advice

Guardian Wealth Management offers the very best in financial advice to expats in Switzerland. With offices located across Europe and the Middle East, our highly trained financial advisors have a broad range of experience in dealing with wealth management issues specific to expats in Switzerland and across the world.

Our clients can rest assured that we operate to the highest of standards and are regulated under Swiss Law by the Organisme d’Autoregulation fondé par le GSCGI et le GPCGFG (OAR-G). Our commitment to providing honest and transparent wealth management advice allows our clients to make stress-free financial planning decisions; our experts will help you to source the very best solutions for your specific circumstances, securing your financial future and helping you to make the most from your money.

Read more about wealth management Switzerland

Qatar – Wealth Management Advice

Guardian Wealth Management is committed to offering top quality financial planning advice to expats in Qatar and across Europe and the Middle East. By providing expert financial advisors in a variety of strategic locations, we are best placed to give the most relevant wealth management solutions for our expat clients, based on their specific circumstances.

Working under the authorisation of the Qatar Financial Centre Regulatory Authority (QFCRA), we can help expats in Qatar with all of their wealth management needs, including education fees and retirement planning, lump sum investments and QROPS advice. By using our independent financial advisors in Qatar, you can look forward to a more secure future, knowing that you have made qualified wealth management decisions.

Read more about wealth management in Qatar

Qatar – Wealth Management Advice

Guardian Wealth Management is committed to offering top quality financial planning advice to expats in Qatar and across Europe and the Middle East. By providing expert financial advisors in a variety of strategic locations, we are best placed to give the most relevant wealth management solutions for our expat clients, based on their specific circumstances.

Working under the authorisation of the Qatar Financial Centre Regulatory Authority (QFCRA), we can help expats in Qatar with all of their wealth management needs, including education fees and retirement planning, lump sum investments and QROPS advice. By using our independent financial advisors in Qatar, you can look forward to a more secure future, knowing that you have made qualified wealth management decisions.

Read more about wealth management in Qatar

Kindest regards

Steve Mackie

Solutions Four Impact Ltd

T: 0044 (0) 1767 687 646

M: 0044 (0) 7973 950305

www.solutionsfour.co.uk

This e-mail (and any attachments) may contain privileged and/or confidential information. If you are not the intended recipient please do not disclose, copy, distribute, disseminate or take any action in reliance on it. If you have received this message in error please reply and tell us and then delete it. Internet communications are not secure and therefore Solutions Four Impact Ltd. does not accept legal responsibility for the contents of this message. Any views or opinions expressed are solely those of the author and do not necessarily represent those of Solutions Four unless otherwise specifically stated.

 

Please consider your environmental responsibility before printing this e-mail or the hippies might get you.

 

Solutions Four Impact Ltd.

A COMPANY LIMITED BY GUARANTEE REGISTERED IN ENGLAND AND WALES No. 04531003

Netherlands Financial Advice

Guardian Wealth Management operate from various locations around the world, working hard to ensure that expats can access straightforward, relevant wealth management information to enable them to make sound financial planning decisions.

From our office in the Netherlands, we provide premium quality wealth management advice to expats looking for the best wealth management advice and solutions. Guardian Wealth Management SPRL works in accordance with the guidelines set out by the Financial Services and Markets Authority (FSMA). Because we are regulated by the appropriate financial regulation authority, our clients in the Netherlands have the peace of mind that they will only be given the most up to date and independent wealth management advice.

Our experts draw on their many years’ of experience to offer expats in the Netherlands with the best wealth management advice possible.

Read more about wealth management Netherlands

Wealth Management for Expats

The transition to a new life can be a difficult and busy time for expats and it’s only natural with so much else to think about that wealth management planning may be the last thing on your mind. Differences in taxation laws across the world can be complicated enough to understand, then add in all the options you have for comprehensive wealth management planning and it’s easy to see why it might all seem a little too much to take in.

Just because wealth management planning can seem daunting, that’s no reason to shy away; there are plenty of reliable and knowledgeable financial advisory companies around the world who are there to help. If you act now and get your wealth management planning in place with the help of professionals, you can get on with settling in to your new lifestyle, assured that your finances are in safe hands.

Read more about Expats Wealth Management

Wealth Management Advice for Expats

Originally founded in the UK and now serving clients from a variety of international locations, Guardian Wealth Management offers honest, impartial expat financial planning advice and support. In order to help female international workers to make the most out of their money, Guardian Wealth Management have just announced that they are among the few choice sponsors of the 2011 Women's International Networking global leadership conference.

Guardian Wealth Management will be presenting an expat financial planning workshop, sharing their expert knowledge with delegates. Guardian Wealth Management hope that this year’s conference will mirror the success of last year’s and that many of the women in attendance will benefit from this vital expat wealth management advice and information.

Read more about Wealth Management Advice for Expats

Wealth Management Services in the Netherlands, Licensed Under the FSMA

Guardian Wealth Management Ltd started life in the UK, providing wealth management advice under the strict regulatory code of the Financial Services Authority (FSA). Through our experience of working within these stringent regulations, we have been able to adapt our wealth management offerings to fall in line with the regulations of other jurisdictions, thus extending our services to expats in the Netherlands among many other locations.

We now have specialist wealth management advisors situated in popular expat areas in Europe and the Middle East. We have worked hard to embrace and adhere to the rules laid out by the individual financial regulatory bodies in these different locations – however by doing so it means that expats using our services can be assured of honest and transparent wealth management advice, based on the specific regulations governing that jurisdiction.

Read more about Netherlands Wealth Management Services

Expat QROPS - Get Advice ASAP

When it comes to matters of wealth management, getting professional advice sooner rather than later is always prudent. This applies to any financial planning matter, but perhaps even more so when it comes to transferring your UK pension into a QROPS. QROPS can offer huge benefits to expats planning on living and working outside of the UK – but you need to make sure you get the right advice in time to act.

While there are plenty of information sources online, you still need to speak to a financial advisor who is familiar with the QROPS market and the country that you’re going to be resident in. Your ability to transfer your pension funds into a QROPS in order to gain from tax benefits may be limited if you don’t get the right wealth management advice as quickly as possible.

Read more about QROPS Advice

QROPS Information - Get it Right

If you’re an expat considering transferring your UK pension into a QROPS (Qualifying Recognised Overseas Pension Scheme), it’s absolutely vital that you ensure you get professional advice before you make any decisions. Tax legislation is constantly being amended and updated, so you need to make sure that you are armed with the latest knowledge.

Tax laws need to be considered when thinking about QROPS as an alternative pension plan – that applies to UK tax laws as well as both the laws of the country you reside in and the laws of the country where your QROPS will be held. Without this key information, you are at risk of making the wrong choice in regards to your expat QROPS.

Read more QROPS Advice For Expats

Wealth Management Frankfurt | Financial Advice & Regulation | Guardian Wealth Management

Guardian Wealth Management offer wealth management services in Frankfurt, providing expats with premium quality financial advice that they can trust. Since starting out in the UK as Guardian Wealth Management Ltd, we have proven that we can satisfy the strict regulations set out by the UK’s FSA (Financial Services Authority) – standards of service that are respected throughout the international wealth management industry. Drawing on this experience, Guardian Wealth Management decided that in order to provide a more specialised and comprehensive service to expats across the world, we would look to open further companies under the Guardian Wealth Management Group in a variety of additional locations.

The Guardian Wealth Management Group now has several entities working from jurisdictions within the Middle East and across Europe, including Netherlands and Amsterdam. Our specialist financial advisors working from these locations all adhere to the strict standards of operation as specified by the pertinent financial service authorities. By using any of our companies across the world, our clients are guaranteed that they will only receive honest and independent financial advice that is relevant and tailored to their individual circumstances and requirements. By using wealth management companies who are regulated by the authorities, service users are assured of excellent conduct and protection in the unlikely event that they encounter any problems.

Read more about Financial Advice & Regulation Frankfurt

Wealth Management Dubai| Financial Advice & Regulation | Guardian Wealth Management

Guardian Wealth Management started life as a UK limited company, offering financial advice under regulation by the UK’s Financial Services Authority (FSA). The FSA has a reputation across the world as being one of the strictest financial regulatory bodies in operation; by striving to meet and exceed their expectations, we have earned a position of trust and Guardian Wealth Management is now regarded as one of the leading wealth management institutions under this jurisdiction.

By drawing on the experience we have gained by conducting our business under these strict regulations, we have been able to increase our wealth management service provision to other locations across the world. Our experience with the FSA has helped us to understand and meet the diverse regulations of other financial service regulatory authorities, helping us to set up successful companies in alternative locations.

Read more about Financial Advice & Regulation Dubai

Wealth Management Switzerland| Financial Advice & Regulation | Guardian Wealth Management

Here at Guardian Wealth Management Switzerland, we are committed to providing expats with the very best financial advice and wealth management services possible. Since starting out in the UK as GWM Ltd, we have expanded the provision of our services to include locations such as Switzerland, Germany, Qatar and Dubai. By having an individual and dedicated operation in alternative locations, we are better able to offer the most appropriate wealth management advice to expats and clients in these areas.

Being regarded as one of the world’s leading wealth management advisory bodies hasn’t come to us easily; it is the outcome of years’ of dedication, hard work and satisfying the relevant financial service regulatory bodies. No wealth management company, in Switzerland or anywhere else, can provide their services with confidence unless they have been accepted and authorised to conduct their business by the appropriate regulatory authorities.

Read more about Financial Advice & Regulation in Switzerland

Guardian Wealth Management | QROPS | Financial Advice

Over recent years QROPS have been seen as an attractive pension alternative for expats who have previously lived and worked in the UK and have UK-based pensions and assets. As QROPS have become better known and more established, more information regarding the benefits of QROPS for expats can be found online and through reputable financial advisors. This increase in the popularity of QROPS as a pension investment option seems to have been noticed by financial advisors across a number of jurisdictions, according to the findings of a recent poll by Skandia International.

The published results of last year’s poll by Skandia showed that only three quarters of the advisors consulted thought that QROPS business would remain even or increase. In contrast, this year’s results point towards a definite up-turn in the popularity of QROPS. A massive 96% of advisors taking part in the poll believe that this coming year will see the number of expats taking up QROPS as alternative pension investments increase or stay at a similar level.

Read more about QROPS Pensions

Guardian Wealth Management | QROPS Code of Conduct | New Zealand

Guardian Wealth Management offer financial advice services across Europe and the Middle East, including wealth management advice for QROPS. As always, we aim to keep our clients informed of changes in regulations and processes that affect wealth management services. Here we will take a look at the proposed new code of conduct being discussed by QROPS providers in New Zealand.

In March this year, the Guernsey Association of Pension Providers introduced a voluntary code of conduct, outlining the rules and standards that QROPS providers should adopt when writing QROPS for the transfer of funds from UK pensions. It was a move made to help simplify the process, so that consumers would know what to expect from QROPS providers and how the schemes should be handled.

Read more about QROPS Pensions New Zealand

Guardian Wealth Management | Financial Advisor Recruitment | Wealth Management

Here at Guardian Wealth Management, we pride ourselves on being one of the world’s leading independent financial advice providers. We offer wealth management advice to clients across Europe and the Middle East, with offices located in various strategic positions to enable easy access to our services.

Over the next 5 years, Guardian Wealth Management aim to welcome 300 new financial advisors into our offices across the world, to increase our service provision to clients seeking top quality wealth management advice and support. This drive for new recruits offers a great opportunity for qualified and experienced financial advisors to work on the international wealth management circuit. Delivering wealth management services internationally will allow financial advisors to take advantage of the increased interest surrounding offshore investments and explore a new lifestyle while still working under the high standards set out by international regulators.

Read more about Guardian Wealth Management recruitment

Is a QROPS the right choice for you?

There is certainly a lot of information around regarding the advantages of transferring your UK pension funds in to a QROPS (Qualifying Recognised Overseas Pension Schemes) and for most expats, a QROPS will offer lots of tax advantages. It’s important to remember though, that as with every matter of financial planning, everybody’s situation is different just because a QROPS offers the best answer for one human being that doesn’t indicate that the same will be true for you personally.

Read more about whether a QROPS could be right for you.

Wealth Management Advice | Guardian Wealth Management Update

Guardian Wealth Management work hard to ensure that we provide an excellent service and the very best financial planning advice available. As respected leaders in the financial services industry, we have a responsibility to our clients to help educate and empower you with the most up-to-date information on the marketplace.

Keep up to date with the latest financial planning advice

Guardian Wealth Management | The Pros and Cons of QROPS| QROPS advisors

Since their inception in 2006, QROPS have become an ever more popular choice among UK pension holders as an alternative to retirement planning solutions. QROPS (or Qualifying Recognised Overseas Pension Schemes) can offer a wide range of benefits to expats living outside of the UK, including enhanced tax advantages and the ability to pass on pension funds as inheritance without falling victim to high rates of tax.

Read more about QROPS and why professional advice matters

QROPS |Guardian Wealth Management| Moving Pension Funds Overseas

As with any financial planning matters, getting the right advice from an experienced financial advisor is vital in order to make the right choice for your own individual circumstances. Many people believe that pensions in the UK are too complex, restrictive and clouded by far too many regulations. This may be true, or it may be purely a matter of opinion, but what is clear is that for expats, the option of transferring their pension funds into a more flexible QROPS could be the right step towards more financial freedom.

Read more about QROPS

Guardian Wealth Management | Top Tips for Expatriates | Working in Qatar and Dubai

Guardian Wealth Management offer financial advice services to expats all over the Middle East, serving our clients from our offices in Qatar and Dubai. Thorough financial planning is important when you’re thinking about living or working abroad, but there are also other things you need to consider to help make the transition to a new life a successful one.

Read Our Top Tips for Working in Qatar and Dubai

QROPS | The New Pension Regime | Wealth Management

QROPS – As from the 6th April 2011 the UK Government announced further amendments to the UK pension tax legislation and put forward additional guidelines. At Guardian Wealth Management we have been tracking the government’s latest thinking in order to establish how it would impact on our international clients who are considering transferring their existing UK pension to a QROPS or for those who have already done so.

Read More About Wealth Management

Guardian Wealth Management | Top Tips for Expatriates | Working in Europe

Moving abroad for work or a change in lifestyle is a big step – being prepared in every way is essential, especially in terms of your financial planning. Guardian Wealth Management is here to help you on your way; operating from strategic locations around Europe, including Germany, Switzerland, Belgium and the Netherlands, we provide expert financial advice to expats working abroad.

Read Our Top Tips For Expatriates

QROPS| Flexible Drawdown April | Guardian Wealth Management

Much speculation has surrounded the new legal reforms regarding flexible drawdown being introduced in April 2011 and in turn, how this will affect QROPS (Qualifying Recognised Overseas Pension Schemes). David Howell, Chief Executive of Guardian Wealth Management, looks at why he believes cross border pensions are still a rapid growth market.

Read QROPS Advice